PRODUCT 03 Virtual Accounts Beta

A place for your money to live, not just pass through.

Stablecoin wallets and local currency accounts. Join the beta to hold balances, convert, and pay across borders from one place.

01 The accounts

Stablecoin and currency accounts. One platform.

Stablecoin wallets Beta

Hold stablecoin balances in your wallet. Fund them from a trade, a payment, or a transfer, and deploy them the moment you need them on-chain.

USD virtual accounts Beta

Named accounts in your name, denominated in US dollars.** Receive like a local, hold what you collect, and convert on your schedule, not your bank's.

Convert in one place

Move between currencies inside your Rio balance at the same sharp pricing that our trading desk offers.

Pay from your balance

Fund cross-border payments straight from what you hold. Collections, conversions, and payouts finally share one ledger.

Local currency accounts Beta
Named accounts in LatAm local currencies, with more added as each currency goes live on Rio
MXN · COP · PEN
02 Why it matters

Convert, move, hold. One integration.

Liquidity lets you convert. Payments let you move. Accounts let you hold. Together, they replace the stack of brokers, processors, and banks that regional finance teams juggle today.

Try Virtual Accounts

The beta is open to fintechs and enterprises. Tell us about your use case and we’ll get you set up.

Join the beta →