Move money in and out of Latin America.
Send and receive cross-border funds throughout LatAm, including seamless third-party payments. Join the beta as we expand into new corridors worldwide.
Correspondent banking was built for another century.
A payment into or out of Latin America still hops through a chain of intermediary banks, each adding cost, delay, and a new place for things to break. Rio removes the middlemen: one counterparty carries your payment from start to finish.
Live where it matters most. Growing from there.
US ↔ Mexico is the largest payment corridor in the hemisphere, and it's where Rio is launching its first cross-border payment product beta. As our currency coverage expands, so do the corridors.
One payment. Four clean steps.
Initiate
Tell us who gets paid, where, and in which currency, by API or from the dashboard.
Convert
Rio handles the FX at the same sharp pricing as our trading desk. One transparent rate.
Deliver
Funds arrive on local rails, to your account or a third party's.
Confirm
Delivery confirmed with a full record of the payment: rate, path, and timing.
Payments that behave like software, not plumbing.
Both directions
Collect payments in the US and transfer them to Mexico, or collect payments in Mexico and transfer them to the US. Same integration, either way.
Third-party payments
Pay suppliers, partners, and customers directly, not just your own accounts. Receive from third parties too.
FX built in
Every cross-border payment benefits from Rio's liquidity and FX routing engine. No separate FX provider or hidden fees in the middle.
One integration, more corridors
As Rio launches new currencies, new corridors light up in the same API. No re-integration required.